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<loc>https://idataserch.com/regulatory/1.[账面余额]是指账面实际余额，不扣除作为该科目备抵的项目（如累计折旧、相关资产的减值准备等）。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.[赔付数量]是指保险公司在统计期内已核赔通过的保险标的数量。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.保障期限一年期以内的保险合同，按照“保险金额×保险期限/365天”计算。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.对于共保业务的保险金额，按共保比例折算。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.对于分期缴费业务只在交纳首期保费时统计，交纳续期业务时不再统计承保人次。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.对于预约货运险、退货运费险、团体保单等保险合同，若有多个子保单，按子保单数量进行填报。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.按照所承保机动车辆的能源属性，统计以新能源机动车为保险标的的机动车辆保险有关数据。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.本指标统计起保生效后的保单所承保的机动车数量，本统计期或其他统计期起保生效后的机动车辆如在本统计期内发生退保或保单注销，则应从本统计期内的承保辆数中予以扣减。"</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.某项投资资产涉及多个领域的，应当同时填报。"</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.由下一层级维度向上一层级维度汇总时，同一家科技企业仅计算1次，不重复计算。例如，同一家科技企业分别投保了[科技研发、成果转化风险类保险]下的[研发费用损失保险]和[产品研发责任保险]，在统计[研发费用损失保险]和[产品研发责任保险]各自的[服务科技企业数量]时，分别计算1次；在统计[科技研发、成果转化风险类保险]的[服务科技企业]时，仅计算1次。"</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.若同一被保险人在统计期内多次发生符合条件的赔付，按实际赔付次数乘以人数进行人次统计。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
<url>
<loc>https://idataserch.com/regulatory/1.财产险公司应当按照以下原则将业务及管理费分摊至不同险种及地区：一是确定分摊范围。保险公司应当持续加强业务及管理费的精细化管理，将其区分为可直接归属的专属费用和需要分摊的共同费用。二是划分费用类别。将需要分摊的共同费用按照费用性质进行分类。三是划分费用归属部门。将公司部门按照销售、承保、客服、后援等职能进行分类。四是根据费用类别及归属部门确认成本动因，并根据特殊业务如互联网保单或超大单均保费业务等针对性调整分摊载体。</loc>
<lastmod>2026-07-09T16:29:34.116Z</lastmod>
<changefreq>weekly</changefreq>
<priority>0.6</priority>
</url>
</urlset>
